After speaking to a customer service rep on Thursday who acknowledged that my credit limit downgrade was ridiculous, she put me in for credit "reinstatement." I haven't spoken with anyone from there today, but noticed on their website that my credit limit was increased. It's not back to normal, but is 20% of my original amount rather than a ludicrous 5%. I'll probably still switch banks, but at least the rush to replace the card isn't as great.
Maybe the reprive was related to their $306 billion Treasury bailout funds received over the weekend, or maybe they just realized they were being STUPID.
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